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Arrha Credit Union offers a variety of loan programs to meet all your loan needs. Please contact us directly for FHA and other lending options not shown online. Payments below are per $1,000 borrowed. Adequate homeowner's insurance coverage is a requirement on all mortgage products.  Flood insurance may be required. Payments do not include taxes and insurance.  Your payment will be higher with the addition of taxes and insurance.
 
30 Year Fixed Rate Mortgage Special
10 Year Fixed Rate Mortgage
15 Year Fixed Rate Mortgage
20 Year Fixed Rate Mortgage
5/1 Year Adjustable Rate Mortgage
5 Year Fixed Home Equity
10 Year Fixed Home Equity
15 Year Fixed Home Equity
20 Year Fixed Home Equity

Rates last updated on Tuesday, August 25, 2020

30 Year Fixed Rate Mortgage Special
With autopay from Arrha Checking Account

Term: 30 years   Maximum Amount: $510,400
RatesAPRPointsPayment
3%3.11%0%$4.22

10 Year Fixed Rate Mortgage
Term: 10 years   Maximum Amount: $510,400
RatesAPRPointsPayment
2.5%2.791%0%$9.43

15 Year Fixed Rate Mortgage
Term: 15 years   Maximum Amount: $510,400
RatesAPRPointsPayment
2.625%2.825%0%$6.73

20 Year Fixed Rate Mortgage
Term: 20 years   Maximum Amount: $510,400
RatesAPRPointsPayment
2.875%3.03%0%$5.48

5/1 Year Adjustable Rate Mortgage

**Annual Percentage Rate May Increase

Term: 30 years   Maximum Amount: $510,400
RatesAPRPointsPayment
2.99%3.594%0%$4.21

5 Year Fixed Home Equity
Term: 5 years   Maximum Amount: $250,000
RatesAPRPointsPayment
3%3%0%$17.97

10 Year Fixed Home Equity
Term: 10 years   Maximum Amount: $250,000
RatesAPRPointsPayment
3.75%3.75%0%$10.01

15 Year Fixed Home Equity
Term: 15 years   Maximum Amount: $250,000
RatesAPRPointsPayment
3.99%3.99%0%$7.39

20 Year Fixed Home Equity
Term: 20 years   Maximum Amount: $250,000
RatesAPRPointsPayment
3.99%3.99%0%$6.05


Annual Percentage Rate (APR) based on $100,000 loan amount and 20% down payment. Rates apply to owner occupied primary residence, single family purchase and rate/term refinances. Minimum 740 credit score. Must meet all Arrha underwriting guidelines and have auto-pay from Arrha Credit Union checking account. Rates subject to change without notice.